Banking collapse or bank run, financial crisis or bankruptcy problem, stock market crash or credit risk, failure or investment failure concept, frustrated businessman look at collapsing bank building.

Unlearn, forget wrong information or knowledge, erase or delete memory for free space to learn new things concept, businessman throw away books and knowledge from his brain open head.

Year 2023 outlook, economic forecast or future vision, business opportunity or challenge ahead, year review or analysis concept, confidence businessman with binoculars climb up ladder on year 2023.

Sustainability, ecology or renewable energy to save the world from climate change or global warming, environmental safe or recycle concept, hand holding sustainable green world with recycle symbol.

Quiet quitting, lack of work motivation, work boredom or morality, exhaustion or burn out from hard work without recognition concept, unhappy businessman sleeping while working at busy workplace.

Customer feedback, user experience or client satisfaction, opinion for product and services, review rating or evaluation concept, young adult people giving emoticon feedback such as stars, thumbs up.

Confused people with confusion problem or doubt, lost in trouble or complexity, complicated questions or misunderstanding concept, businessman and businesswoman with many of confused question marks.

Courage entrepreneur, pushing yourself to success, encourage self believe, determination or aspiration to overcome challenge concept, fearful businessman being push by his shadow self to success.

Inflation causing grocery price rising up, more expense, cost and spending, economic crisis or consumer price rising up concept, businessman push shopping cart trolley up rising price graph.

Build business bridge connect path together, solution or teamwork idea, cooperation or collaboration to success together concept, business people team help building the bridge to connect the way.

Question and answer, FAQ, frequently asked questions or problem solving, solution or support idea concept, businessman and woman with exclamation mark, question mark with speech bubble conversation.

Self assessment or self analysis process to know yourself and discover plan or goal for living or work and career concept, businessman walking with shadow using magnifying glass to analyze himself.

Target customer or target audience to aim for advertising, selected group to optimize ads or HR choose focused candidates concept, businessman marketer archer aim for customers in bullseye target.

Long term plan or business strategy for far future, looking for opportunity, forecast and visionary, discover long term goal concept, businessman looking through oversized long telescope to see future

Employee care benefit, worker insurance or protection, boss or manager to protect team and colleagues, leader or boss to help employee concept, giant businessman hand cover team member from rainstorm.

Strategic planning, plan to overcome difficulty or obstacle to reach goal or target, team brainstorm or competitor analysis, business success concept, business team planning for success tactic chart.

Snowball effect from small build up larger with potential risk, financial growth or mistake concept, businessman investor rolling large snowball build up from small getting bigger.

I love my job, work passion or positive attitude for career success, professional, gratitude or inspiration concept, happy businessman jumping while going to office with the phrase I love my job.

Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky.

Listen to team feedback to improve work quality, communication skill or client relationship, ask and answer question for idea development concept, cheerful businesswomen share feedback for improvement

Long term investing or savings for retirement fund, compound interest or investment growth, tax time reminder concept, businessman on alarm clock put more dollar coin money to increase his savings.

Money question, where to invest, pay off debt or invest to earn profit, financial choice or alternative to make decision concept, businessman investor holding money coin thinking about investment.

Great resignation, employee resign, quit or leaving company, people management or human resources problem concept, business people employee resign and walk through exit door.

Boost creative idea, imagination, innovation or technology to help success, invent new solution to win business competition concept, bright lightbulb idea with rocket booster flying fast into the sky.

Website visitor tracking or digital footprint, analyze user behavior or track bounce rate concept, businessman detective using magnifying glass to track visitor footpath on laptop computer.

Email subscription to send newsletter for promotion and product update, online communication and marketing concept, businessman launching origami paper airplane on email subscribe form on website.

DCA, Dollar Cost Average investment strategy to put same amount of money every month to earn more wealth and profit concept, smart businessman investor holding coins stack put on every month period.

Principles and business ethic to do right things, social responsibility or integrity to earn trust, balance and justice for leadership concept, confident businessman leader lift balance ethical scale.

Stay focused and concentrate on business objective, goal or target, relax meditation to eliminate distraction concept, peaceful businessman meditate sitting and focusing on big archer target.

Creativity to help see business opportunity, vision to discover new solution or idea, curiosity, searching for success concept, businessman open lightbulb idea using binoculars to see business vision.

Karma boomerang, sin or consequence of evil action return to himself, disaster and responsibility concept, businessman throw boomerang and it return to hurt himself.

Inherit house or real estate from parents, financial advisor on legacy planning, passing an inheritance to children concept, father giving house, wealth or property to his children small hand.

Semiconductor and computer chip shortage slow down world economic, supply chain problem impact electronics and car manufacturing, businessman trying so hard to push semiconductor chip on slow snail.

Investment profit earnings, interest rate or dividends percentage, offer discount or sale, income tax or make money concept, businessman hand offer percentage sign with other giving dollar money.

Stock market manipulation, control or influence crypto currency price or benefit or profit from investment authority concept, businessman market manipulator play battle rope to control market graph.

Investment profit growth, financial advisor or wealth management, make money to get rich or increase earning or income concept, confidence businessman investor holding big rising profit growth graph.

Monthly cost or budget, expense to pay bill, mortgage or debt, plan for savings or investment, money management or credit card payment, smart woman plan her monthly budget with calendar and piggybank.

Sense of urgency, quick response attitude to get work done as soon as possible now, reaction to priority task or important concept, fast businessman running and jump high over countdown timer clock.

Entrepreneurship, think and develop new idea, organize and launch new innovation product, startup or start new company, business people holding winner flag, rocket ship, lightbulb idea and target plan

Avoid pitfall, adversity and brave to jump pass mistake or business failure, skill and creativity to solve problem concept, smart businessman jump pass many pitfalls to achieve business success.

Set privacy zone, personal barrier to focus or work boundary, space to be with yourself concept, introvert businessman drawing box to cover privacy zone or boundary to protect from distraction.

Competitive advantage to win business competition, innovation or creativity for winning strategy and success concept, smart businessman with rocket booster lead the way to win business competition.

Collaboration or cooperate for team success, working together as teamwork to solve problem and achieve target concept, businessman and businesswoman team up to help connect gear or cogwheels together.

Gamification, business or marketing strategy using game challenge, achievement to engage with customer, winning motivation, joyful businessman walk up stair from gaming joystick to achieve target.

Gender barrier, woman career obstacle or inequality, limitation or discrimination, effort to overcome difficulty concept, strong businesswoman try with full effort to break red tape to growing in work

Brainstorming to gather new idea, effective meeting discussion, people invent and discover solution, scrum concept, business people brainstorm with sticky notes combined to be bright lightbulb idea.

Labor shortage, worker needed not enough skill staff to fill in job vacancy, help wanted or employment demand concept, office chair with sign vacant covered by spider web metaphor of labor shortage.

Solve business problem with creativity, finishing or complete brilliant idea, work solution or business idea concept, smart businessman assemble last piece of jigsaw to complete lightbulb idea puzzle.

Hybrid work, remotely work from home virtually or work in office onsite, flexible for employee benefit concept, businessman and his colleague virtually get into the computer laptop conference meeting.

Mismatch or mistake, wrong business decision or failure of incorrect solution, mismanagement or invalid choice concept, confused business people putting mismatch or wrong jigsaw puzzle together.

Financial success, make profit from investment opportunity, money management and wealth preservation concept, rich businessman flying with money banknote wings using telescope to see future vision.

Forex, foreign exchange trading, invest in currency price or country economic speculation concept, businessman expert juggling money currency coins, dollar, euro, pound, japan yen and Korean won.

Hybrid work after virus crisis, employee choice to work remotely from home or on-site office for best productivity and result concept, businessman with hybrid cloth work both from home and office.

Increase sales or profit, purchasing power growth or consumer spending more money, marketing strategy concept, businessman sale manager push role of shopping cart trolley up rising arrow.

Staff turnover or job rotation in people management, human resources to manage to recruit new people for replacement concept, businessman new hire entering office while other resigned for new job.

Business difficulty or obstacle in economic crisis, mistake or accident causing problem or failure, depressed and anxiety concept, frustrated businessman holding broken umbrella in strong wind storm.

Salary negotiation, pay raise discussion or wages and benefit agreement, business deal or merger and acquisition concept, business people handshake on pile of money banknote after finish agreement.

Market analysis or economy and financial statistics presentation, growth data diagram or corporate business plan concept, smart businessman present virtual analysis graph and chart oh his both hands.

Business profit growth, improvement or career development, investment earning rising up or partnership to help grow business concept, businessman partner help painting growth green arrow graph.

Investment and savings growth, salary or profit increase, making more money and collect more wealth concept, business man jumping from small piggy bank to bigger profit to achieve financial goal.

Business decision right or wrong, true or false, correct and incorrect, moral choosing option concept, thoughtful businessman holding right or wrong of left and right hand while making decision.

Incentive and welfare program for employee retention, building staffs loyalty reduce resignation rate for important talent, boss holding magnet to pull back resigned or leaving employee.

Pension plan for senior retiree, retirement savings fund, IRA, Roth or 401K, wealth management for elderly concept, happy elderly old man relax lay down on wealthy piggy bank pension fund.

Semiconductor and computer chip supply chain shortage due to Coronavirus COVID-19 pandemic, electronics manufacturing problem concept, businessman tug of war fighting to get computer chip.

Add back link to website in increase quality score in SEO, search engine optimization concept, people digital team attach chain link to websites browser for SEO optimization.

Financial goal, wealth management and investment plan to achieve target, income or salary growth concept, cheerful businessman step climbing money coin stack aiming to achieve target flag on top.

Multiple streams of income, passive income or revenue from invest in multi assets, side hustles to make money concept, rich businessman standing with multi cash flow from pipe into wealthy piggy bank.

Success and wealthy fortune entrepreneur, investment profit and earning, FED stimulus monetary policy concept, happy businessman millionaire throw out pile of money banknotes flying into the air.

Emotional intelligence, balance emotion control feeling between work stressed or sadness and happy lifestyle concept. mindful calm woman using her hand to balance smile and sad face.

Business whistleblower the misconduct inside person to illegally disclose information to public concept. businessman blowing the whistle out load while pointing signal to tell other people.

Business mission. leadership skill to achieve target and overcome work obstacle or motivation to do impossible thing concept. skillful businessman hanging from above manage to complete mission blocks.

Business leadership and visionary to lead company success. smart businessman boat captain control steering wheel helm with telescope vision.

Consumerism and marketing luring people to shop with credit card debt risk, man sitting on credit card fishing with result of shopping bags.

Financial or money liquidity to help economic stimulus, central bank monetary policy to help lubricate economy concept, businessman put lubricant oil on machine gear of opening money dollar coin.

Career growth or business achievement, stock market rising up from economic recovery concept, businessman carrying arrow to make stock rising boom graph and chart.

Easy or shortcut way to win business success or hard path and obstacle concept, businessmen competing with smart guy running on straight easy way and other on hard messy path.

Key to business success, stairway to find secret key or achieve career target concept, businessman winner walk up to top of stairway lifting golden success key to the sky.

Investment opportunity, visionary to make profit or financial growth concept, smart businessman riding flying banknote money using telescope or spyglass to see future.

Geopolitics, compete to be world leader, power to gain advantage from world economics or international trade and commercial concept, businessmen countries pulling tug of war on world planet earth.

Printing money, quantitative easing policy by countries central bank or FED, federal reserve to stimulate economics concept, businessman central bank man rolling money printer to print money banknotes

Boost your income, growth increasing business revenue or profit, rising investment earning concept, happy businessman company owner or investor with dollar money sign launch rocket booster high in sky

Screen time, doom scrolling or wasted time using smartphone, staying late night with mobile addiction concept, exhausted man sitting with sandglass using smartphone with bright light on his face.

Shopping discount percentage, mortgage loan interest rate or investment earning and profit concept, businessman investor or consumer pushing shopping cart trolley with big percentage sign.

Team business goal, teamwork collaboration to achieve target, coworkers or colleagues with same mission and challenge concept, businessman and woman people help holding dart aiming on bullseye target.

Business transformation, change management or transition to better innovative company, improvement and adaptation to new normal concept, smart businessman jump from old to new shiny lightbulb idea.

Team success recognition, reward for teamwork to achieve business goal, victory for coworkers to complete work mission concept, happiness success businessmen and women team holding winning trophy cup.

Personal loan interest rate, finance risk, debt or mortgage to pay back, credit or monetary policy concept, man trying hard to pulling heavy money bag labeled as loan up the hill on percentage sign.

Creativity for business idea, thinking and brainstorm for new idea or opportunity, career path or goal achievement, businessman start walking on electricity line as stairway to big idea lightbulb.

Project tracking, goal tracker, task completion or checklist to remind project progress concept, businessman project manager holding big pencil to check completed tasks in project management timeline.

Globalization, global business vision, world economics or business opportunity concept, smart businessman standing on globe, planet earth using telescope to see vision or future opportunity.

Happiness and positive thinking, optimism or motivation to live happy life concept, happy boy climb up ladder to paint smile face on the wall.

Wrong direction leader, stupid authoritarian boss, stupidity or mistake lead company and employees to sabotage or bad problem concept, stupid boss manager pointing order employees to jump off cliff.

Gender pay gap, inequality between man and woman wage, salary or income, issue about gender diversification concept, businessman standing on much more paid money coins, woman on less small income coin

Protection or defensive stock in economy crisis or market crash, business resilient to survive difficulty or insurance concept, businessman holding umbrella to cover and protect from downturn arrow.

Stock market, crypto currency bitcoin bubble, risk of speculation investment, big debt balloon ready to burst concept, fearful businessman investor standing under huge big air balloon bubble.

Interest rate, tax or VAT increase, loan and mortgage rate upward trend, investment profit or dividend rising up concept, businessman banker, FED or government put upward arrow on percentage symbol.

Wage, income or salary increase, investment profit rising up, wealth management for higher return concept, success businessman investor climbing up ladder from low dollar money stack to the higher one

HR, Human resource recruiting candidates or talents, marketing to attract or draw new customers or leadership and charm concept, big employer hand using magnet power to draw new people employees.

House mortgage refinance, reduce cost and interest payment, manage budget to pay for best house deal concept, businessman home owner using big clamp to squeezing house metaphor of refinancing mortgage

Pomodoro technique to increase work productivity, set timer to focus work and break or rest concept, smart businessman focus on working with laptop computer sitting on Pomodoro tomato timer stopwatch.

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Nuthawut Somsuk

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